Tornado Damage Insurance Claim Help

Tornado Damage Insurance Claim


Tornado damage insurance claims can be complex and require the expertise of  Insurance Claim Recovery Support…The Policyholder’s Public Adjusters.

Home and business owners dealing with tornado damage insurance claims trust Insurance Claim Recovery Support to help handle the claim process.  

Our local Rowlett/Garland public adjuster is very experienced, licensed, bonded, insured and works solely on your behalf… never for the insurance company.  Partial loss wind damage insurance claims are commonly subject to repair vs replacement disputes.  Policy interpretation, law and ordinance, business interruption, code requirements and your compliance as a policyholder to perform your duties per policy are points that can make a big difference in receiving a fair and prompt settlement.  Please fill out our online form below to find out how we may help you.

Tornado Insurance Claim

Tornado Insurance Claim

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    12/26/2015 Dallas Tornado Insurance Claim Losses are estimated at $1.2 Billion

    According to the National Hurricane Center, Hurricane‐force winds, 74 mph or more, can destroy buildings and mobile homes. Debris, such as signs, roofing material, siding and small items left outside become flying missiles during hurricanes.  The estimated wind speed of the Tornado that devastated Garland and Rowlett, Texas was up to 165 to 200 mph.

    When wind interacts with a building, both positive and negative (i.e., suction) pressures occur simultaneously.  Internal pressure changes occur because of the porosity of the building envelope. Porosity is caused by openings around doors and window frames, and by air infiltration through walls that are not absolutely airtight. A door or window left in the open position also contributes to porosity.  Wind striking an exterior wall exerts a positive pressure on the wall, which forces air through openings and into the interior of the building (this is analogous to blowing up a balloon). At the same time the windward wall is receiving positive pressure, the side and rear walls are receiving negative (suction) pressure; therefore, air within the building is being pulled out at openings in these other walls. As a result, if the porosity of the windward wall is greater than the combined porosity of the side and rear walls, the interior of the building is pressurized. But if the porosity of the windward wall is less than the combined porosity of the side and rear walls, the interior of the building is depressurized (this is analogous to letting air out of a balloon). When a building is pressurized, the internal pressure pushes up on the roof. This push from below the roof is combined with the suction above the roof, resulting in an increased wind load on the roof. The internal pressure also pushes on the side and rear walls. This outward push is combined with the suction on the exterior side of these walls.

    Building height. Wind speed increases with height above the ground. Therefore, the taller the office building, the greater the speed and, hence, the greater the wind loads.

    If you are dealing with an underpaid, delayed or denied property damage insurance, we can help.