“There are some critical steps to take now to ensure that your damage is properly documented and covered as part of your fire damage claim,” said Scott Friedson a Texas licensed Public Insurance Adjuster, owner of Insurance Claim Recovery Support and resident of Lakeway, Texas.. “Not taking the proper steps to protect key information could result in a lower, or even a denied, insurance claim.”

Here are 10 key tips Fire Insurance Claim victims can use as a checklist…

EXPECT DELAYS WITH CLAIMS

The WSJ recommends that small business owners hire a public adjuster to assist with claims.

If you are filing a claim under your homeowner’s policy because of Hurricane Irene or another loss, brace yourself: On major claims, it could take months to get through the whole process.  If you have a small business, consider hiring a public insurance adjuster to assess the damage and organize your claim, which might include inventory and repair costs.

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