About ICRS
THE PUBLIC ADJUSTERS EXCLUSIVELY FOR COMMERCIAL & MULTIFAMILY POLICYHOLDERS
Settled over $20,000,000 in Multifamily apartment fire claims
Big Claims Experience, Small Firm Attention
Get your property damage insurance claim settled with help from Insurance Claim Recovery Support Public Insurance Adjusters, the policyholder advocates that Commercial & Multifamily business owners trust.
We settle large Commercial and Multifamily property
damage claims exclusively for policyholders.
Insurance Claim Recovery Support is a leading multi-state licensed Public Insurance Adjusting firm that specializes in settling commercial and multifamily property damage insurance claims fairly and promptly, exclusively on the behalf of insured property owners and management companies.
Our public adjusters are passionate policyholder advocates dedicated to protecting your interests. We work 100% on contingency, only represent the insured, document, and negotiate commercial property damage claim settlements Pro-Policyholder. Large-loss hail, fire, storm, and business interruption claims can be very complex, overwhelming, stressful, time-consuming, and expensive. ICRS claim submissions represent your interests utilizing best practices developed over years of experience and settling hundreds of millions of property damage insurance claims on behalf of real estate owners, management companies, homeowner associations, school districts, manufacturing facilities, religious organizations, and nonprofit organizations.
We help policyholders cut through the clutter of large loss insurance claims and get the fair settlement they deserve!
- Commercial or Multifamily real estate covered by Property and Casualty insurance policy;
- Building under construction covered by a Builder’s Risk Policy;
- Damaged by hail, fire, water, wind, vandalism, tornado, hurricane, pipe burst, business interruption, lightening or other covered loss;
- Underpaid or delayed;
- Being ignored by your insurer;
Who Is Looking Out For YOUR Interests?
Scott Friedson
CEO | Public Insurance Adjuster
Scott formed Insurance Claim Recovery Support LLC aka ICRS, to help policyholders in need of strategic and practical representation recovering from property damage insurance claims. Policyholders dealing with complex large loss insurance claims can face many issues ranging from delays, underpayments, ommissions, misrepresentations, or wrongful denials. Commercial and Multifamily owners as well as management companies and homeowner associations have received the results and benefits they deserve with Scott’s expertise.
As an active member in the multifamily, contractor, and public adjusting community, he has been a speaker at the apartment, storm restoration, general, and roofing contractor associations advocating what policyholders and management companies need to know about insurance claims. Scott holds public insurance adjuster licenses in Texas, Florida, Colorado, Georgia, Kentucky, South Carolina, North Carolina, Ohio, Pennsylvania, Utah, Nevada, and Oklahoma. He is also a Haag Certified Commercial Roof Inspector, Certified Appraiser & Umpire – CPAU, IICRC – Certified Water Restoration Tech with millions in successfully negotiated hail, fire, hurricane, tornado, flood, lightning, storm, business interruption, and other insurance claim settlements on behalf of his policyholder clients. Friedson retired as a Texas apartment real estate broker when he formed ICRS and has more than 25 years of combined experience in real estate as a broker, lender, apartment investor, and public insurance adjuster.
Licensed Public Adjuster Texas #1632488 | Colorado #411678 | Florida #W797805 | Georgia #2874635 | Ohio #1289475 | Nevada #3508775 | North Carolina #15827727 | South Carolina #893766 | Oklahoma #100118599 | Utah #915234 | NPN #15827727 | Haag Certified Commercial Roof Inspector #201408103
Licensed Public Insurance Adjuster Agency
Texas: Insurance Claim Recovery Support LLC #1670060
Florida: Insurance Claim Recovery Support LLC W927993
Phone: 512-904-9900
Email: scott@insuranceclaimrecoverysupport.com
Misty Spittler
VP | Public Insurance Adjuster
Misty’s experience in historical preservation, roofing, attention to detail, and negotiating skills have successfully delivered settlement results most policyholders simply could not have achieved on their own.
Licensed Public Adjuster Texas #2647568 | Florida #W798577 | North Carolina #19846653 | Ohio # 1416569 | Oklahoma # 3001820951 | Pennsylvania # 1054792 | South Carolina #19846653 | Utah # 915489 | Haag Certified Commercial Roof Inspector #202111207
Phone: 512-904-9900
Email: Misty@insuranceclaimrecoverysupport.com
Watch Video: How Insurance Claim Recovery Support Public Insurance Adjusters Help Policyholders Settle Property Damage Claims
The Single Best Way to Settle Commercial and Multifamily Insurance Claims.
When Insurance Claim Recovery Support Public Adjusters represent your interests, we document your insurance claim Pro-Policyholder so you get the maximum settlement you deserve in minimum time.
Hundreds of Millions settled large loss property damage insurance claims caused by fire, hail, storm, business interruption, hurricane, tornado, lightning, flood, and wind damage exclusively for policyholders.
Avoid unnecessary underpayments, delays, appraisal & litigation.
ICRS large loss Public Insurance Adjusters handle your property damage insurance claims so you can take care of your business.
- Insurance Claim Recovery Support Public Insurance Adjusters are state-licensed and authorized to settle property damage insurance claims exclusively on behalf of the insured policyholder, NOT the insurance company.
- We specialize in the negotiations and settlement of commercial, school, office building, apartment, condominium, HOA, multifamily, religious organizations, storage, industrial, and manufacturing facility property damage insurance claims caused by hail, fire, wind, tornado, lightning, flood, hurricane, freeze, water, and business interruption losses.
- The clients we represent are policyholders needing strategic risk management and practical representation in settling large, complex insurance claims.
- Our approach is to proactively head off issues before they arise, and avoid delays, underpayments, wrongful denials, and unnecessary litigation.
- We work on a contingency based on a percentage of the claim recovery results we achieve for policyholders. No recovery, No Fee.
- Business and real estate owners, operators, insurance brokers, contractors, syndicators, private real estate investment trusts, developers, and property management companies trust ICRS public insurance adjusters to settle new, underpaid, delayed, or wrongfully denied hail, wind, fire, water, or other storm damage insurance claims fairly and promptly.
What makes ICRS Public Adjusters different?
- We have a very high number of successfully settling claims without escalating to appraisal or litigation;
- Our unique “Pro-Policyholder” approach to reaching fair and prompt property damage insurance claim settlements representing the interests of insured policyholders have successfully helped real estate owners avoid unnecessary litigation, appraisal, underpayments, and delays;
- ICRS public insurance adjusters have over a decade of commercial and multifamily experience;
- Haag Engineering Certified Commercial Roof Inspectors;
- IICRC Water Restoration Technician certification;
- We prepare and submit “Pro-Policyholder” claim packages to your insurer, on your behalf, with supporting facts that represent your interests, not your insurance company;
- Our “Pro-Policyholder” claim representation places you on equal footing with your insurance company representatives who represent your insurer’s interests, not yours;
- If your insurer chooses to ignore evidence that supports your “Pro-Policyholder” claim and force you to sue your insurance company, we have a network of insurance attorneys to whom we refer victims of bad faith insurance claim handling practices that typically work on contingency as well;
- State-licensed and bonded in Texas, Florida, Ohio, Colorado, Georgia, North Carolina, South Carolina, Nevada, Oklahoma, Pennsylvania, and Utah.
- Check out ICRS Public Adjuster testimonials
Commercial & Multifamily Insurance Claims Public Adjuster
Damage Appraisal Partial Settlement Results
Latest News
Stay Informed With Updates For Your Area
Fallen Tree Property Damage from Texas Freeze Insurance Claims
Does insurance cover property damaged by fallen tree in the ice storm? Most policies DO pay for damages from falling objects, like trees.
Many policies provide some coverage to remove trees or limbs that fell due to storm damage and damage to your house or business. Trees and limbs falling in your yard usually aren’t covered.
If you can’t stay in your home because of damage covered by your policy, your homeowners’ or renters’policy may pay for a hotel or rental.
Here’s what you should do to file an insurance claim.
1. Determine if the cost to repair or replace property covered by your policy is more than your deductible. If yes, file a claim with your insurer or agent promptly.
2. Document, photograph, and make a list of all the damaged property.
3. Make temporary repairs where you need to.
4. Save your receipts for reimbursement. Your policy should cover materials and labor used to make repairs.
5. If you need help settling your claim fairly and promptly contact ICRS public adjusters.
Cape Coral, Florida policyholders dealing with wind claims and deductibles.
Home and business policyholders dealing with wind damage insurance claims may find themselves battling their insurer on whether a named storm deductible applies due to Hurricane Ian or just a wind deductible applied due to a tornado that occurred before the hurricane. If wind damage existed before the September 28, 2023 Hurricane occurrence, be sure to tell your insurer.
On January 18th, 2022, National Weather Service has updated the track for an EF2 tornado that hit Lee County, and an additional tornado was confirmed in Charlotte County.
The track is confirmed to be 7.9 miles and lasted for 16 minutes. The tornado that caused extensive damage in Iona also went through Gulf Harbour and crossed the Cape Coral Bridge. In all, there were five tornados.
Source: https://www.winknews.com/2022/01/18/lee-county-ef2-tornado-path-now-confirmed-to-be-7-9-miles-lasting-16-minutes/
When Should a Policyholder Hire a Public Insurance Adjuster?
If you aren’t getting the property damage insurance claim settlement you deserve, don’t fully understand the policy language, coverage, benefits, exclusions, or terms. Or, if you don’t have time to deal with the insurance claims process. Or if your insurance company is not reasonably responding to your requests, or if you feel your insurer is not correctly evaluating your claim.
The truth is, if you seek the maximum settlement you deserve with minimum time delays and stress, you may want to consider hiring an ICRS public adjuster to negotiate your insurance claim at the beginning, when a dispute arises, or to supplement a claim as a non-litigious option to settle a property damage insurance claim.
Engaging a good public adjuster at the beginning of a claim is typcially the best time. Especially if the claim is a partial loss, large or complex. The reason why is that insurers are required to give consideration to any evidence which supports the policyholder’s interests equal to their own in the spirit of acting in good faith. Unrepresented policyholders who don’t have anyone representing their interests run risks of poor documentation, misunderstanding of policy terms and claims submissions, improper inspections, delays, underpayments, financial stress, errors, omissions, bad faith tactics, and improper claims-handling practices.
Reasonably preventing property from further damage as well as performing a “timely and thorough investigation” of claims is an absolute MUST for a policyholder. Getting a prompt and fair settlement versus delays, underpayments, controversy, adversity, and unnecessary litigation can be achieved by hiring a professional public adjuster at the beginning of a claim to get fairly indemnified. Good, experienced public adjusters will assist policyholders to navigate the insurance claim process from mitigation efforts to the recovery of withheld depreciation.
Public insurance adjusters are essentially policyholder advocates who act as private, independent, licensed, bonded, and professional claims adjusters that settle property damage insurance claims exclusively on behalf of the insured. They work solely on behalf of policyholders. Individuals and businesses hire these licensed professionals when they need help filing a claim or if they believe a claim amount offered by their insurance company was incorrect.
Public adjusters can file and negotiate claims for flood, fire, smoke, wind, and hurricane damage, as well as damage due to other perils, and loss of business income caused by property damage. They are legally authorized to act on behalf of an insured policyholder. Practices, responsibilities, and duties of a public adjuster include:
1) Review policy language – some coverages and exclusions are open to interpretation. Analysis of conditions and knowledge of the terms of your indemnity contract are key.
2) Assist the policyholder in meeting their burden of proof of claimed property damages.
3) Perform a Timely and Proper Investigation – Inspect and assess physical damages.
4) Match up losses with the appropriate property coverages for a fair settlement demand.
5) Review and respond to carrier correspondence addressing any omissions, misrepresentations, wrongful denials, violations of policy, and violations of insurance code statutes.
6) Compile and Submit a Pro-Policyholder Claim Package to your insurer with supporting evidence that documents your damages, the estimated scope of work, estimated costs, occurrence data, 3rd party reports, photos, news stories, policy language, statutes, bulletins, proper forms and present a proof of loss.
7) Incorporate reasonable arguments to trigger coverage under your insurance policy and in compliance with the insurance code statutes of your state.
8) Proactively remove objections, roadblocks, and wrongful withholding of coverages.
9) Expose the insurer’s liabilities and potential violations of the statutory insurance codes.
10) Reasonably argue with a credible degree of certainty any questionable allegations of an insurer’s view for underpayment, delays, or wrongful denial of your property damage insurance claim.
11) Negotiate a fair and prompt settlement.
12) Prepare, complete, and/or file a complaint to the state department of insurance on your behalf.
13) Refer legal counsel, expert engineers, hygienists, or other professionals when necessary.
14) Avoid unnecessary litigation and appraisal.
Multifamily, Apartment and Commercial business policyholders who engage Insurance Claim Recovery Support LLC public adjusters have vastly benefited from the outcome of the claim settlement we deliver as a result of our pro-policyholder representation. We work on contingency and often policyholders actually save a lot of time and pay the same fee by hiring us at the beginning of a claim rather than waiting for problems. Learn how we help settle property damage insurance claims fairly & promptly for policyholders at www.insuranceclaimrecoverysupport.com