As Hurricane Florence gathered strength and churned toward the U.S. East Coast, the National Hurricane Center warned Monday that conditions could be life-threatening. Storm surges are expected on the coasts of North Carolina, South Carolina, and Virginia, along with major flooding that could be fatal. Hurricane-force winds are also predicted in the Carolinas.

But how does Florence compare to recent hurricanes that hit the U.S.?

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“What You Need to Know About Insurance Claims” presentation at New Jersey Apartment Association HQ in Monroe Township, NJ on Tuesday, March 26, 2013
Estimated $87 Billion in Property Damage from Superstorm Sandy

Feb. 27, 2013 – PRLog — AUSTIN, Texas — You don’t have to deal with insurance claims alone.  Find out by attending “What You Need to Know About Insurance Claims” at New Jersey Apartment Association HQ in Monroe Township, NJ on Tuesday, March 26, 2013.  This informative session will be presented by Licensed Public Insurance Adjuster Scott Friedson of Insurance Claim Recovery Support LLC.

You will learn…
– An overview of the commercial insurance claim process
– The difference between flood and wind claims
– Documenting wind damage claims
– What is a public insurance adjuster?
– Your options if you disagree with your insurance company’s claim assessment
– Your rights as a policyholder
– When to seek legal counsel
– What is an “appraisal of claim damage”?
– Business interruption claim tips
– How to receive your claim settlement in a timely manner
– Plus, other valuable tips and insights for commercial property damage insurance claim to get your maximum settlement in minimum time.

Free for NJAA Members, $75 for non-members
To register, download form or contact Jaclyn at 732-992-0607 for more information.
Or visit http://www.insuranceclaimrecoverysupport.com/register

Which Came First: the Chicken, the Egg or the Hurricane?

While debates wax and wane in newspaper headlines, the harsh reality for thousands of policyholders in the wake of Hurricane Katrina centers around an age-old issue: which came first, the chicken or the egg? Or in this case, is it the wind damage or the tidal surge?

 

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Do you feel most insurance companies pay their claims fairly and promptly?

We recently learned nearly 40% of all Business owners, 52% of Business Interruption, and 26% of all other Commercial Property insurance claims from Harvey were closed with no payment. See page 12 in the link below from Texas Department of Insurance: Texas Department of Insurance Hurricane Harvey Data Call

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  • As of the data reporting date 10/31/17, Hurricane Harvey generated about 717,000 claims.
  • Insurers have made about$7.7 billion in claim payments (paid losses), and insurers estimate they will ultimately pay out a total of $19.4 billion.
  • Over 85 percent of all commercial property claims were in the Coastal Bend and Houston.
  • Thousands of these claims were either closed with no payment or are still open.
  • The charts and data below are excerpts from the Texas Department of Insurance (TDI) Hurricane Harvey Data Call related to Commercial Property insurance claims.

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Download Texas Dept. of Insurance Hurricane Harvey Data Call

 

Have you given up on your insurance claim settlement?

If you are STILL dealing with a delayed or underpaid insurance claim, we can help you. The public adjusters at Insurance Claim Recovery Support are currently offering a FREE claim review for Commercial and Multifamily property managers & owners dealing with delayed, underpaid or denied Harvey insurance claims.

Click the button below for a FREE 2nd opinion of your commercial or multifamily insurance claim and find out if you got a fair settlement or if we can reopen or supplement your claim with No Recovery, No Fee terms!

 Free Commercial Claim Review

Our insurer has unreasonably delayed or underpaid your claim settlement. We exclusively represent the Insured policyholder settle property damage insurance claims. If you are dealing with any of the following issues, please reply to this email.

  1. Your insurer has unreasonably ignored your reasonable claim settlement requests.
  2. Your insurer has failed to provide you with a reasonable explanation of why your claim settlement is delayed or underpaid.
  3. Your insurer has not reimbursed you for mitigation damages or code upgrades.
  4. Your insurer has not paid your business interruption claim properly.
  5. Your insurer has not performed a proper investigation.
  6. You have not documented your claim damages.
  7. Your contractor is not getting anywhere with your insurer. Note: Contractors are not licensed in Texas and are not authorized to negotiate insurance claims. Your insurer knows this and will not settle claims with contractors.
  8. You are considering suing your insurance company but are concerned about the New Texas Insurance Claim Laws that went into effect on September 1, 2017.
  9. You feel like your insurer has utilized abusive bad faith or underhanded insurance claim handling practices to delay and underpay your claim.
  10. You are considering or your insurer has invoked appraisal.
  11. You feel stuck or overloaded. Don’t get caught up in the claim game. Strongly consider retaining ICRS to represent your interests. We are ethical, experienced, licensed, headquartered in Texas, and large loss specialists who consistently increase the insurer’s initial settlement offers. We have settled millions of dollars for the commercial property owners and management companies since Harvey made landfall.

Are you going to sit and wait for your insurance company to Underpay or Delay your Claim Settlement without a fight?

Policyholders Trust Insurance Claim Recovery Support to handle their property damage insurance claims.

If you want to make sure that you get what you deserve, you can have your claim handled by professionally licensed policyholder advocates with experience and credentials:

  • Extensive Commercial & Multifamily Building claim handling experience.
  • Haag certified commercial roof inspectors.
  • IICRC Certified Water Damage Restoration Technician.
  • 10% Contingency fee agreement – a fraction of the cost & time of an attorney.
  • No Recovery, No Fee.
About Us

Insurance claims can be confusing and frustrating! Delays and underpayments cost you time and money. Insurance Claim Recovery Support compels insurers to perform! Put our years of experience and success removing the burden of policyholders’ duties to perform under their policy and streamlining the recovery process. When ICRS represents your insurance claim interests we settle it “pro-policyholder” on behalf of YOUR INTERESTS, the insured!

Apartment and Commercial building owners, operators, and vendors trust ICRS licensed public insurance adjusters to get settled!

ICRS, please call me at 832-725-2878 with any questions or schedule your free claim review.


 

Sincerely,

Scott Friedson – CEO
scott@insuranceclaimrecoverysupport.com
TX Public Insurance Adjuster #1632488
OK Public Insurance Adjuster #0100118599
Insurance Claim Recovery Support
TX Public Adjusting Agency #1670060
Cell: 832-725-2878
Office: 512-904-9900
Toll-Free 855-203-2226 www.InsuranceClaimRecoverySupport.com

Download my CV

Not many people can say their dream came true in a week. But that’s what I watched happen Thursday as a team of police investigators I’ll call the TDI Fraud Unit aka “Roof Squad” traveled through tornado-ravaged Rowlett and stopped anybody who looked like a roofer.

TDI Fraud Unit aka “Roof Squad” is made up of three men wearing POLICE on their shirts and carrying guns, badges, and handcuffs.

They ask a lot of questions. Who are you with? Where are you from? Do you have a permit?

“Donde Esta el jefe?” one squad member asked a group of roofers atop a house in Rowlett.

Where’s the boss?

Squad leader Lt. David Taylor gets the boss on the phone. Turns out his workers reroofing a house are doing so illegally. El jefe forgot to get a city permit.

Oops. It’s that easy.

A week ago, I announced my intention to push for a state license for roofers and contractors. As part of that, in my ideal world, there would be a Roof Squad. Yes — even in anti-regulation Texas. Corrupt industries deserve tough anti-corruption measures.

And for at least one week, my imaginary Roof Squad is suddenly real. Soon they’ll go back to chasing people who burn cars for insurance money. But this week, in Rowlett and Garland, these guys are doing the Lord’s work.

Who are they?

The Roof Squad was dreamed up in Austin three weeks ago by the Texas Department of Insurance. This is its first run.

That’s not its real name, but I like it better than the Texas Department of Insurance fraud unit.

There are a couple of dozen insurance fraud investigators for the state. Last year, TDI received 15,000 complaints. You do the math. Busy chaps.

The best part is that roofers are not the sharpest shingles in the box. They don’t realize as they are being interrogated by TDI police that the state insurance department has no regulatory authority over them.

Because roofers and contractors are not licensed in Texas, most need only a driver’s license and a customer to function. Skills and trustworthiness are optional.

The bosses at TDI figured they’d put their guys out on the street and make a little noise. Show some presence. Show they care about protecting Texans. I like it.

Read The Rest Here!

Superstorm Sandy victims say they’ve been denied insurance. Should they be getting payouts? CNN’s Deb Feyerick reports.
Watch video http://cnn.com/video/data/2.0/video/us/2012/11/27/tsr-pkg-feyerick-sandy-insurance-claims.cnn.html

Hurricane Irene was the “Perfect Storm” for insurers, but in a very different sense of the term. The weakened storm that spared New York City from major damage gave the wealthy and rarely hit Northeast enough of a scare because of ominous weather forecasts leading up the storm that property insurers will be able to raise pricing even more next year, according to a Morgan Stanley analyst. Read Entire Story

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Hurricane Irene, threatening to become the first cyclone to hit the United States in three years, could be the catalyst the insurance industry has been seeking in its quest for across-the-board premium increases after years of weakness. Read entire story