Flood and water damage claims: what do I do first?
Once a water loss has occurred, the single most important thing you need to do is begin proper emergency mitigation. Removal and drying out should begin immediately. Consider employing an experienced public adjuster to guide you through this process. How a water loss is handled in the first 24 hours can be critical in the outcome of your property damage claim. For example, we often see insurance company adjusters interested in saving money for the carrier, neglecting to remove baseboards and other finishes. This prevents air from circulating throughout a building’s wall system. Wet carpet needs to be pulled in total, or you may be harboring conditions that could lead to further damage or mold. Sticking a blower in an up-lifted carpet corner will not get the job done as the padding is often soaked and needs to be replaced. It is commonly known that mold can grow in 72 hours. Whether you’re dealing with a fire, flood, hurricane, pipe burst, or another type of water damage, time is of the essence.
Water damage insurance claims – Properly drying out a structure, removing and replacing material that has water damage from a flood, hurricane, tornado, or fire can be complex, time-consuming, and frustrating. Navigating policy language, industry protocols, avoiding mold growth, and being properly indemnified for the loss of use requires a professional you can trust.