Public Adjusters – What Do They Do and Do You Need One?
Apartment Association of Greater Dallas owners and management companies in the process of dealing with insurance claims in the aftermath of hail and windstorms in the Dallas/Fort Worth area may choose to work with a public insurance adjuster.
Do you need a public adjuster?
- Are you dealing with a hail/wind storm insurance claim seeking an advocate who represents your interests, NOT the insurance company?
- Do you have no time, expertise or desire to deal with the burden of an insurance claim?
- Are you concerned your insurance claim is being underpaid, delayed or denied?
What does a public adjuster do for an Apartment owner or management company?
A public adjuster is an advocate who exclusively represents the interests of the policyholder (not the insurance company) in appraising and negotiating an insurance claim. Public adjusters can legally represent the rights of the insured during an insurance claim process. Their main responsibilities include visiting the site of the loss to analyze damages, making sure the loss is documented, prepare damage estimates, review your Apartment insurance policy for coverage, determinate current replacement costs, determine values for setting covered damages, evaluate business interruption losses, determine building code upgrades, interpret policy, negotiate a settlement with the insurance company on behalf of the insured, handle paperwork required by the insurance company and re-open a claim and negotiate for a higher settlement if a discrepancy is found after a claim has been settled.
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