Should a Home and Business owner dealing with a property damage insurance claims consider hiring a public adjuster, contractor or attorney to represent them?
- Are you dealing with an insurance claim and seek an advocate who represents your interest?
- Are you concerned your insurance claim is being underpaid, delayed or denied? If your answer is “YES” to any of the above questions then you may want to consider professional representation as soon as possible.
- Do you lack time, expertise or desire to deal with the burden of an insurance claim?
TEXAS DOES NOT LICENSE GENERAL CONTRACTORS OR ROOFERS
* Per Texas Department of Insurance COMMISSIONER’S BULLETIN #B001712 urges consumers to report contractors & roofing companies not licensed by TDI for advertising or performing acts that require them to hold a public insurance adjuster license to TDI Fraud Unit 1-800-252-3439.
Beware of Roofers who advertise as “Insurance Claim Specialists”
Dealing with property damage insurance claims such as hail, wind, water, fire and other perils requires lots of expertise. Hire ICRS as your own state licensed public adjuster to serve as your claim advocate to document, negotiate and settle your insurance claim so you don’t have to deal with the claims process or your insurance company.
Know Thy Insurance Policy
If you’re a property owner, whether you own a house or several commercial buildings, but be sure you understand your policy. Do you have a full replacement or actual cash value policy? If your property is underinsured, there could be some pretty harsh coinsurance penalties.
Don’t Wait To Call For Backup
Any property owner unsure of their policy or how to proceed with an insurance claim should immediately solicit the services of a professional public insurance adjuster – penny wise and pound foolish is often a shortcoming to claim handling. Delays and underpayments don’t sound appealing to any policyholder. Public insurance adjusters are professionals who assist policy holders in the preparation and presentation of first party property claims as well as navigate the claim process.
Give The Insurance Company What They Need
Policyholders bear the burden of documenting their claim so be sure to provide them the claim documents they need. Photos of damaged property, repair and mitigation receipts, as well as a filing claims in a timely manner can only help you.
Know Your RightsInsurance claims can be complicated and confusing. Policyholders have the right to hire a licensed public insurance adjuster to represent their interests to help settle property damage insurance claims.