(MoneyWatch) A few days ago I wrote about how to challenge the first offer from your insurance company with respect to a claim you have filed. In that column, I stressed the importance of carefully reviewing the adjuster’s report and using the documentation you gathered to make your case for a larger settlement.

But if you have a very large insurance claim or there is a significant difference between what the adjuster says the insurance company will pay and what you believe should be paid under your policy, you may want to consider getting a professional to help.

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