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Loss Types for Insurance Claims

The public adjusters exclusively for commercial and multi-family policyholders.
Apartment Fire

Insurance Claim Experts

Big Claims Experience, Small Firm Attention

Get your property damage insurance claim settled with help from Insurance Claim Recovery Support Public Insurance Adjusters.  We are the policyholder advocates that High-Value homeowners, commercial building multifamily real estate investors, and business owners trust to get the fair and prompt settlement you deserve.


Public Adjuster Loss Types

Hurricane Claims
  • Apartment hurricane damage claims
  • Multifamily property hurricane insurance
  • Commercial building hurricane claim adjuster
  • Hurricane-related damage claims for apartments
  • Hurricane insurance for multifamily properties
  • Commercial building hurricane loss advocate
  • Multifamily property hurricane claim support
  • Commercial property loss due to hurricanes
  • Commercial property hurricane insurance help
  • Apartment building hurricane loss adjuster
  • Multifamily property hurricane insurance support
  • Commercial building hurricane claim settlement help
  • Apartment building hurricane claim advocate
  • Commercial building hurricane loss recovery

The Atlantic hurricane season officially starts on June 1st and runs until November 30th.

  • Category 1 wind speeds 74-95 mph
  • Category 2 wind speeds 96-110 mph
  • Category 1 wind speeds 111-129 mph
  • Category 1 wind speeds 130-156 mph
  • Category 1 wind speeds 157+ mph
  • Is you Hurricane claim dragging on or underpaid?

    If your Hurricane commercial loss claim is in limbo… Let us ADJUST and get you SETTLED!

    Underpaid and delayed hurricane wind and water claims are often due to improper documentation required by Policyholders.  We document and submit insurance claims Pro-Policyholder.

  • Learn more about hurricane claims

    Have questions about your commercial hurricane claim? Call ICRS. We exclusively represent Commercial and Multifamily policyholders! Learn more about hurricane damage insurance claims.

Hail Claims
Hail & Wind damaged buildings and roof claim specialists.  Get the insurance claim settlement you deserve with ICRS’ representation.
  • Apartment hail damage claims
  • Multifamily property hail insurance
  • Commercial building hail claim adjuster
  • Rental property hail loss adjuster
  • Hail-related damage claims for apartments
  • Hail insurance for multifamily properties
  • Commercial building hail loss advocate
  • Apartment building hail compensation
  • Multifamily property hail claim support
  • Commercial property loss due to hail
  • Hail-related damage claims for rental buildings
  • Hail insurance for apartment complexes
  • Winter storm hail insurance for multifamily
  • Commercial building hail damage assistance
  • Emergency hail claims for apartments
  • Hail-related property loss in multifamily units
  • Commercial property hail insurance help
  • Apartment building hail loss adjuster
  • Multifamily property hail insurance support
  • Commercial building hail claim settlement
  • Rental property hail damage compensation
  • Apartment building hail claim advocate
  • Multifamily property hail insurance coverage
  • Commercial building hail loss recovery
  • Roof hail claim damage
    • Asphalt shingles
    • Metal roofing
    • Clay tiles
    • Concrete tiles
    • Slate
    • Wood shingles
    • Wood shakes
    • Synthetic roofing materials
    • Rubber roofing
    • Built-up roofing (BUR)
    • Modified bitumen
    • TPO (Thermoplastic Olefin) roofing
    • EPDM (Ethylene Propylene Diene Monomer) roofing
    • PVC (Polyvinyl Chloride) roofing
    • Green roofs (vegetative roofing systems)
    • Solar shingles or solar tiles
    • Stone-coated steel roofing
    • Fiberglass roofing
    • Standing seam metal roofing
    • Composite roofing materials
    • Ludowici tile
  • Don’t wait for the next storm or for interior leaks to develop if your property has been subjected to hail.
  • Hailstorms in the U.S. normally occur during the months of May to August.
  • Most policies require filing a claim within one year of determining that a hail storm damaged your roof or other property.
  • Cosmetic exclusions do not necessarily exclude functional damage.  Knowing the difference can make or break your hail claim.
  • Hail can cause billions of dollars in damage to crops & property each year, according to the National Oceanic Atmospheric Administration.
  • Large-scale storms with wide-spread damage attract contractors who know that local reputable businesses are overwhelmed. That’s when these vultures come knocking on your door and relentlessly contacting you.  While some companies are legitimate and may do great work, whether they are local or out-of-town roofers be advised, they are legally not authorized to negotiate insurance claims on behalf of policyholder in most states including Texas.
  • Did you insurance company underpay or wrongfully deny your Hail Damage Claim?
  • Contact ICRS public adjusters to learn more about hail & wind insurance claim process.
Fire Damage Claims
Large loss fire damage insurance claim representation
  • Apartment fire damage claims
  • Multifamily property fire insurance
  • Commercial building fire claim adjuster
  • Fire-related damage claims for apartments
  • Fire insurance for multifamily properties
  • Commercial building fire loss advocate
  • Multifamily property fire claim support
  • Commercial property loss due to fire
  • Fire-related damage claims for rental buildings
  • Fire insurance for apartment complexes
  • Commercial building fire damage assistance
  • Emergency fire claims for apartments
  • Fire-related property loss in multifamily units
  • Commercial property fire insurance help
  • Apartment building fire loss adjuster
  • Multifamily property fire insurance support
  • Commercial building fire claim settlement
  • Apartment building fire claim advocate
  • Multifamily property fire insurance coverage
  • Commercial building fire loss recovery
Flood / Water Damage Claims

Large loss flood and water damage insurance claim representation
  • Texas is a high flood zone. Do you have coverage?

    Texas has the 3rd highest tidal shoreline. Data shows that Texas has the highest number of major hurricanes and is 2nd highest in total hurricanes.

  • Learn more about flood & water claims
Tornado Damage Claims
Large loss tornado damage insurance claim representation
  • Apartment tornado damage claims
  • Multifamily property tornado insurance
  • Commercial building tornado claim adjuster
  • Tornado-related damage claims for apartments
  • Tornado insurance for multifamily properties
  • Commercial building tornado loss advocate
  • Apartment building tornado compensation
  • Multifamily property tornado claim support
  • Commercial property loss due to tornadoes
  • Commercial property tornado insurance help
  • Apartment building tornado loss adjuster
  • Multifamily property tornado insurance support
  • Commercial building tornado claim settlement
  • Apartment building tornado claim advocate
  • Multifamily property tornado insurance coverage
  • Commercial building tornado loss recovery

About 132 tornadoes touch Texas soil each year, making an average of 5.7 tornadoes per 10,000 square miles per year (or 100 mi x 100 mi area).

  • Texas has a high density of tornado events. Do you have coverage?

    Texas ranks 11th among the 50 states in the density of tornadoes.

  • Learn more about tornado claims

    Have questions about your commercial tornado damage claim? Call ICRS. We exclusively represent the policyholder! Learn more about tornado damage insurance claims.

Winter Storm Freeze Damage Claims
Large loss winter storm damage insurance claim representation
  • Apartment freeze damage claims
  • Multifamily property freeze insurance claim
  • Commercial building freeze claim adjuster
  • Frozen pipe damage in apartments
  • Burst pipe claims for commercial properties
  • Freeze-related damage in rental buildings
  • Cold weather insurance for apartments
  • Ice dam claims for multifamily properties
  • Commercial building winter damage assistance
  • Apartment building freeze loss adjuster
  • Multifamily property insurance for freezing
  • Commercial property freeze insurance help
  • Emergency freeze claims for apartments
  • Frozen plumbing in multifamily buildings
  • Cold weather insurance for commercial real estate
  • Winter damage claims for apartment complexes
  • Freeze-related property loss in multifamily units
  • Commercial building frozen pipe compensation
  • Apartment building frost damage insurance
  • Multifamily property freeze claim support
  • Texas experienced record snow and low temperatures this year. Do you have coverage?
  • Learn more about winter storm claims

Disagree as to the value of your insurance claim loss? Appraisal could be the most reasonable alternative to a lawsuit. Find out more about precedents for your loss type by contacting ICRS today.

  • Small business owners have a lot to digest when it comes to the subject of commercial real estate. This goes double for commercial appraisals on real estate.
  • Appraisal vs Lawsuit
  • Learn more about insurance claim appraisals

    Have questions about your commercial appraisalclaim? Call ICRS. We exclusively represent the policyholder! Learn more about insurance claim appraisals.

Business Interruption
  • Fire business interruption insurance claims
  • Hurricane and Tornado business interruption insurance claims
  • Water damage business interruption insurance claims
  • Hail business interruption insurance claims
  • Apartment business interruption insurance claims
  • Multifamily business interruption insurance claims
  • Commercial building interruption insurance claims
  • Rental property income loss adjuster
  • Business interruption claims for apartments
  • Commercial building business interruption advocate
  • Apartment building loss of income claim
  • Multifamily property business interruption support
  • Commercial property income loss due to interruption
  • Business interruption claims for rental buildings
  • Rental property business continuity insurance
  • Winter storm business disruption for multifamily
  • Commercial building income loss assistance
  • Emergency business interruption claims for apartments
  • Business-related property loss in multifamily units
  • Commercial property business interruption insurance help
  • Apartment building income loss adjuster
  • Multifamily property business interruption insurance support
  • Commercial building business disruption settlement
  • Rental property loss of business income compensation
  • Apartment building business interruption advocate
  • Multifamily property business interruption insurance coverage
  • Commercial building income loss recovery
  • Learn more about business interruption claims
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Risk-Free Loss Recovery Offer

Get a complimentary consultation on your damage insurance claim.  We are claim adjusters who work for policyholders, not the insurance company.   If you choose to hire us, we work on contingency. No recovery, no fee.  Our insurance claim process is proven and streamlined.  We also value your privacy. We do not sell, trade, or rent your personal information to others.

Need immediate damage insurance claim help?


What Client Says About ICRS

It pays to know ICRS – “747% Higher Payments with a Public Adjuster for Claims related to a 2005 Hurricane”

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Frequently Asked Questions

A public adjuster is a licensed insurance professional who specializes in helping policyholders navigate the complex process of filing and negotiating property damage insurance claims. Public adjusters represent the policyholder’s interests, not the insurance company’s, and work to ensure that the policyholder receives a fair and prompt settlement for their claim. Their duties include evaluating the damage, reviewing the insurance policy, preparing a detailed claim, and negotiating with the insurance company on behalf of the policyholder.
You should consider hiring a public adjuster if you are facing a large or complex property damage insurance claim, such as those resulting from fire, water, or storm damage. Public adjusters are particularly helpful when the scope of the damages is unclear, the insurance company’s offer seems insufficient, or there are disputes about the cause or extent of the damage. Hiring a public adjuster early in the claims process can help ensure that your claim is properly documented, and your interests are well-represented throughout the process.
Public adjusters typically work on a contingency fee basis, meaning they only get paid if they successfully recover a settlement for you. Their fee is usually a percentage of the total settlement amount, which is agreed upon in advance. This percentage can vary depending on the complexity of the claim and the location, but it usually ranges from 5% to 15% of the total settlement.
Insurance company adjusters are employed by the insurance company and work to protect the company’s interests. Their primary goal is to evaluate the claim and determine the amount the insurance company is liable to pay, which may not always align with the policyholder’s best interests. On the other hand, public adjusters are independent professionals who work exclusively on behalf of the policyholder. Their primary goal is to ensure that the policyholder receives a fair and prompt settlement for their claim.
While insurance agents and brokers can provide valuable guidance and assistance in filing an insurance claim, they may not have the specialized expertise required to manage complex property damage claims. Public adjusters have extensive experience in assessing damages, interpreting insurance policies, and negotiating with insurance companies, which makes them better equipped to handle large or complicated claims. Hiring a public adjuster can be especially beneficial if you are not satisfied with the settlement offer from your insurance company or if you are facing disputes regarding the cause or extent of the damage.
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7 Ways Commercial Policyholders Maximize Property Damage Insurance Claims

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