LOSS TYPES FOR INSURANCE CLAIMS

• Hailstorms in the U.S. normally occur during the months of May to August.
• Most policies require filing a claim within one year of determining that a hail storm damaged your roof or property.
• Hail can cause billions of dollars in damage to crops & property each year, according to the National Oceanic Atmospheric Administration.
• Large-scale storms with wide-spread damage attract contractors who know that local reputable businesses are overwhelmed. That’s when these vultures come knocking on your door and relentlessly contacting you.  While some companies are legitimate and may do great work, whether they are local or out-of-town roofers be advised, they are legally not authorized to negotiate insurance claims on behalf of policyholder in most states including Texas.

How well can you handle your claim on your own? Did you know that most commercial hurricane damage insurance claims in the United States are grossly underpaid?

Have questions about your commercial hail or wind claim? Call ICRS. We exclusively represent the policyholder! Learn more about hail & wind damage insurance claims.

Central Texas has been identified as the most flash-flood prone area in the US by the National Weather Service.

Texas has the 3rd highest tidal shoreline. Data shows that Texas has the highest number of major hurricanes and is 2nd highest in total hurricanes.

Have questions about your commercial flood or water damage claim? Call ICRS. We exclusively represent the policyholder! Learn more about flood and water damage insurance claims.

The 2021 Texas winter storm caused an estimated $130 billion in damage and economic losses.

Multiple Texas cities had record snowfall and low temperatures during the February 2021 winter storm. Are you covered for future storms?

Have questions about your commercial tornado damage claim? Call ICRS. We exclusively represent the policyholder! Learn more about winter storm damage insurance claims.

In response to the COVID-19 pandemic, the state of Texas has pending legislation that states that business interruption insurance “must cover loss caused by a pandemic.”

A February 2021 article from the National Law Review estimated that claims from the Texas winter storms could exceed 20 billion dollars.

Have questions about your business interruption claim? Call ICRS. We exclusively represent the policyholder! Learn more about business interruption insurance claims.