Flood and water damage claims: what do I do first?
Once a water loss has occurred, the single most important thing you need to do is begin proper emergency mitigation. Removal and dry out should begin immediately. Consider employing an experienced public adjuster to guide you through this process. How a water loss is handled in the first 24 hours can be critical in the outcome of your property damage claim. As an example, we often see insurance company adjusters interested in saving money for the carrier, neglecting to remove baseboards and other finishes. This prevents air from circulating throughout a building’s wall system. Wet carpet needs to be pulled in total or you may be harboring conditions which could lead to further damage or mold. Sticking a blower in an up-lifted corner of carpet will not get the job done as the padding is often soaked and needs to be replaced.