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Hurricane Damage Insurance Claim

The public adjusters exclusively for commercial and multi-family policyholders.
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HURRICANE LOSS

Trust ICRS public adjusters to settle your hurricane damage insurance claim

When a hurricane has devastated your property, engaging ICRS public adjusters to handle your hurricane claim can help you get settled fairly and promptly.

Public Adjuster for Hurricane damage claims

Get the Hurricane Property Damage Insurance Claim You Deserve

Don’t let hurricane property damage destroy your home, HOA, or business.

Are you 100% fed up dealing with a delayed or underpaid large loss Hurricane property damage insurance claim in Texas, Florida, Georgia, North or South Carolina? Engaging the professionals at Insurance Claim Recovery Support public adjusters can make a big difference in your settlement outcome.  We have over a decade of experience settling large and complex Hurricane claims settled fairly and promptly without unnecessary litigation.

Check out The Ultimate Guide to Hurricane Property Damage

Hurricane property damage insurance claims can be large and complex which require a professional public adjuster. Hurricane damage is among the most devastating, and hardest to repair.  These storms are capable of causing billions in wind, water, business interruption, equipment, and flood property damages. 

If your commercial building, apartment complex, high-value home or business has been impacted by a hurricane or is struggling to resolve an underpaid or delayed hurricane insurance claim, put ICRS’ experienced public insurance adjusters to work for you today for easy-to-understand answers and experienced help with your hurricane insurance claim.

Time is of the essence.   Delays, underpayments, and loss of revenue are common in hurricane damage insurance claims. Knowing your business owner’s or homeowner’s insurance policy, statutory insurance codes, policyholder rights, and department of insurance bulletins, and properly filing a claim against your insurance company to be indemnified fairly for full policy benefits while understanding the deductibles, exclusions, and terms, conditions, and facts of your policy can be a daunting task for even the most vigilant policyholder.  

Get the professional help you need today with Insurance Claim Recovery Support licensed public insurance adjusters representing your interests.

When you hire ICRS public insurance adjusters to represent your claim, we perform these services exclusively for you:
  • Analyze your insurance policy to ensure maximum claim coverage.
  • Inspect the property damage and estimate all losses.
  • Notify the insurance company of your loss and submit documentation supporting your loss.
  • Coordinate appointments with insurance company staff and provide them with preliminary estimates for building and contents damage and loss of business accounting figures.
  • Negotiate with your insurance company for a fair and equitable settlement.
  • Prepare all documents in order to obtain final payment.
  • No Recovery, No Fee

After A Hurricane

  • Inspect your property for any potential wind or water damage.
    • Damage to roof, windows, siding, and interior moisture.
  • Take pictures and video of all damage.
  • Water Damage Mitigation – Involves the removal of wet porous material, cleaning, disinfecting, extracting water, and drying out the structure with equipment to prevent mold growth.
    • Policyholders have a duty to reasonably mitigate to prevent further damage.
    • Water mitigation and water damage restoration can be complex and costly.
    • When performing an internet search for water damage restoration near me, be sure to work with a professional who is familiar with the IICRC standards.
    • IICRC stands for the Institute of Inspection, Cleaning and Restoration Certification. The Institute is a non-profit organization dedicated to assisting and improving the cleaning and restoration industry and is known across the world as the standard-bearer for professional cleaning and restoration service.
    • Water Damage Restoration Technician (WRT) certification demonstrates knowledge to perform remediation work and an understanding of water damage, its effects, and techniques for drying structures.
  • Water Damage Restoration –  Is focused on repairing and restoring the water damage caused to a home or building after the water mitigation process.
    • Replacing damaged walls and flooring.
    • Eliminating mold.
    • Repairing roof damage.
    • Conducting humidity and moisture testing to ensure all issues have been resolved.
  • Handling Water Mitigation and Restoration on your own after a flood may be too difficult or dangerous for you to do alone according to the Centers for Disease Control and Prevention (CDC).  Putting yourself and others in jeopardy of health issues resulting from mold exposure is not worth the risk. A professional restoration company can use advanced meters and sensors to measure the level of moisture that’s present and effectively reduce your risk of mold growth.
  • Locate an IICRC professional
  • Locate a member of the Society of Cleaning & Restoration Technicians
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Risk-Free Loss Recovery Offer

Get a complimentary consultation on your hurricane damage insurance claim.  We are hurricane claim adjusters who work for policyholders, not the insurance company.   If you choose to hire us, we work on contingency. No recovery, no fee.  Our hurricane insurance claim process is proven and streamlined.  We also value your privacy. We do not sell, trade, or rent your personal information to others.

Need immediate hurricane damage insurance claim help?

TESTIMONIALS

What Client Says About ICRS

It pays to know ICRS – “747% Higher Payments with a Public Adjuster for Claims related to a 2005 Hurricane”

DeeDee Ritzinger
DeeDee Ritzinger
2023-09-23
Scott is extremely knowledgeable and competent. He assisted and provided direction enabling me to improve my claim. I highly recommend Scott and his company, ICRS.
Ericka Wood
Ericka Wood
2023-06-09
Extremely helpful and friendly. Very knowledgeable. Thank you for helping!!
Ken Culotta
Ken Culotta
2023-02-24
ICRS was very helpful to our condo association in connection with our recent property damage claim settlement. We are not insurance pros, but when some aspects of the insurer’s settlement offer did not appear to match up with our asessment of damage, ICRS helped us understand what further claims of damage were realistic and helped us achieve success on those claims.
Narate Nichamon Nn
Narate Nichamon Nn
2022-03-25
My wife and I were looking for a public adjuster to help us navigate the murky water of a water damage claim. So we Googled and found ICRS with so many good reviews. We scheduled the free 30-minute call right away, not knowing that our residential claim was out of their work scope. However, Misty called us on time and was so helpful. She pointed out valuable resources regarding our rights and suggested great tips on dealing with the insurance adjuster (e.g., specific questions we should ask and documenting everything). Moreover, she offered that we can contact her again in a couple of weeks if our situation does not get better. Through our conversations, we felt that Misty was sincerely willing to help us out even though we were not her client. What we got from the free 30-minute call session was beyond our expectations, and they were really helpful.
keungsik kim
keungsik kim
2022-03-23
Misty was great following up very quickly regarding my consultation request. And I was provided whole lot of good information how to proceed with my claim with the insurance company. Thumbs up!
James Matthew
James Matthew
2022-01-09
Words can’t describe how grateful we are for the consultation and claim evaluation we had with Scott. Full disclosure we were unable to work with him due to limitations of our scope. We wanted to properly recognize Scott for the honest and genuine passion he put in to not only our claim, but the way he runs his business in general. We hadn’t had such clarity of next steps since this began in 2020. I would highly recommend this business to everyone spinning their wheels in this process!
Leo Coleman
Leo Coleman
2021-12-01
Great support by real professional!
Joe Castellano
Joe Castellano
2021-09-20
Thank you for pointing me in the right direction!
Haidee Jugmans
Haidee Jugmans
2021-07-29
Scott responded to my inquiry and took the time to listen and understand our unpleasant experience dealing with our insurance claim. Although I did not utilized his service, he gave me a sound, professional advice and offered to help when he referred me to his engineer. They replied promptly and I was able to have better understanding of the situation. Thank you Scott!
FAQs

Florida: Hurricane Insurance Claims

Florida Public adjusters must provide the claimant or insured a written estimate of the loss to assist them in the submission of a proof of loss or any other claim for payment of insurance proceeds within 60 days after the date of the contract.

A claim must be paid or denied within 90 days after receipt of the claim. Failure to pay or deny a claim within 120 days after receipt of the claim creates an uncontestable obligation to pay the claim.

FAQs

Texas Hurricane Insurance Claims

In Texas, there isn’t a specific time limit mandated for how long a public adjuster must perform services for a policyholder. However, the duration of their services typically depends on the complexity of the insurance claim, the extent of the damages, and the negotiation process with the insurance company. Public adjusters usually work with clients throughout the entire claims process until a settlement is reached or the claim is resolved. It’s essential for policyholders to discuss the scope and duration of services with their chosen public adjuster to ensure clarity and alignment of expectations.

https://statutes.capitol.texas.gov/Docs/IN/htm/IN.542.htm

Per Texas Insurance Code Sec. 542.057. PAYMENT OF CLAIM. (a) Except as otherwise provided by this section, if an insurer notifies a claimant under Section 542.056 that the insurer will pay a claim or part of a claim, the insurer shall pay the claim not later than the fifth business day after the date notice is made.

(b) If payment of the claim or part of the claim is conditioned on the performance of an act by the claimant, the insurer shall pay the claim not later than the fifth business day after the date the act is performed.

(c) If the insurer is an eligible surplus lines insurer, the insurer shall pay the claim not later than the 20th business day after the notice or the date the act is performed, as applicable.

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7 Ways Commercial Policyholders Maximize Property Damage Insurance Claims

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